Economic Cooperation and Development demarcated financial literacy as a
combination of financial awareness, knowledge, skills, attitude and behaviors
necessary to make sound financial decisions and ultimately achieve individual
financial wellbeing. The issue of financial literacy is of greater concern in
developed countries than the developing nations. Financial literacy gained far
more importance after the financial distresses and become the pre-requisite with the objective
to avoid financial crises by attaining financial stability. The aim of the
study is to assess the level of awareness of financial literacy among the micro
entrepreneurs of district Kangra of Himachal Pradesh. A survey methodology will
be used to accomplish the objectives of the study. Structured questionnaire
will be designed as an instrument to evaluate the level of financial literacy.
Collected data will be tabulated using Microsoft Excel. Descriptive and
inferential analysis will be used to examine the extent of awareness regarding
financial education among micro entrepreneurs.
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